Compare the Plans

What You Need to Know

UC offers a range of health plan options to Medicare-eligible employees and retirees and their eligible family members.

 

All UC Medicare Supplement PPO plans protect your and your family’s health and include behavioral health coverage and virtual care options. The difference among them comes down to things like how much you pay when you get care, how much you pay in paycheck contributions, and whether prescription drug coverage is included.

Compare the Plans

View a plan comparison chart [PDF] for more coverage details.

The Medicare supplement PPO plans are administered by Anthem Blue Cross. With a Medicare supplement plan, your Medicare coverage is your primary insurance and your UC coverage is secondary. When you have a Medicare-covered expense, Medicare first pays its share of the cost. Then the UC plan pays a portion, or all, of the remaining cost based on the plan benefit and the Medicare-approved amount for that service. Medicare determines what is covered and is medically necessary. Visit medicare.gov for details.

Benefits Beyond Medicare offers an extension of Medicare coverage because it fills the gap after you’ve reached the Medicare coverage limit for certain services, such as inpatient hospital care, physical therapy and more. It also covers certain services not covered by Medicare Parts A and B, such as acupuncture, hearing aids, behavioral health services from providers who don’t accept Medicare (Medicare opt-out providers), and more.

Anthem Blue Cross Life and Health Insurance Company is the claims administrator for UC PPO Plans. On behalf of Anthem Blue Cross Life and Health Insurance Company, Anthem Blue Cross processes and reviews the medical, pharmacy and behavioral health claims submitted under the plan. Anthem Blue Cross Life and Health Insurance Company is an independent licensee of the Blue Cross Association. Anthem is a registered trademark of Anthem Insurance Companies, Inc. Navitus is an independent company providing pharmacy benefit management services on behalf of the University of California. All plan benefits are provided by the Regents of the University of California. The content on this website provides highlights of your benefits under the UC PPO Plans. The official plan documents and administrative practices will govern in any and all cases.